Your Money: Replacing Health Insurance
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As the economy zaps more and more jobs each week, many people are not only unemployed, but also no longer covered by health insurance. AP Personal Finance Editor Trevor Delaney explains the options available to get insured. (Dec. 
Duration : 0:1:10
Collisions with Deer and Moose Spike This Holiday Season Fat
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Collisions with Deer and Moose Spike This Holiday Season Fatal Crashes Up 50% Since 2000 November is the peak month for vehicle-deer collisions, and a new analysis of insurance claims and federal crash data indicate the problem is growing. The Highway Loss Data Institute (HLDI), an affiliate of the Insurance Institute for Highway Safety (IIHS), recently examined insurance claims for animal strikes under comprehensive coverage month by month from January 2005 through April 2008. The main finding is that insurance claims for animal collisions are nearly 3 times higher during November than the typical month earlier in the year. For example, for every 1,000 insured vehicles 14 claims were filed in November 2007, compared with an average of 5 claims per 1,000 during January-September. Insurance claims usually don’t specify the animal involved, but other data show that deer are the main ones.
Most vehicle-animal collisions aren’t severe enough to injure people, but data from the federal government show that crash deaths are increasing. In 1993, 101 people died in crashes involving animals. By 2000, the number was 150, and in 2007 it was 223. The states with the largest number of total deaths are Texas with 227 deaths during 1993-2007, Wisconsin with 123, and Pennsylvania with 112.
Analyzing monthly data on fatal crashes of passenger vehicles and animals during the past 3 years, IIHS researchers found patterns similar to those reported by HLDI. Depending on the year, the crash deaths occurred most frequently in October or November.
Duration : 0:0:42
Collisions with Deer and Moose Spike This Holiday Season Fat
Posted by admin
Collisions with Deer and Moose Spike This Holiday Season Fatal Crashes Up 50% Since 2000 November is the peak month for vehicle-deer collisions, and a new analysis of insurance claims and federal crash data indicate the problem is growing. The Highway Loss Data Institute (HLDI), an affiliate of the Insurance Institute for Highway Safety (IIHS), recently examined insurance claims for animal strikes under comprehensive coverage month by month from January 2005 through April 2008. The main finding is that insurance claims for animal collisions are nearly 3 times higher during November than the typical month earlier in the year. For example, for every 1,000 insured vehicles 14 claims were filed in November 2007, compared with an average of 5 claims per 1,000 during January-September. Insurance claims usually don’t specify the animal involved, but other data show that deer are the main ones.
Most vehicle-animal collisions aren’t severe enough to injure people, but data from the federal government show that crash deaths are increasing. In 1993, 101 people died in crashes involving animals. By 2000, the number was 150, and in 2007 it was 223. The states with the largest number of total deaths are Texas with 227 deaths during 1993-2007, Wisconsin with 123, and Pennsylvania with 112.
Analyzing monthly data on fatal crashes of passenger vehicles and animals during the past 3 years, IIHS researchers found patterns similar to those reported by HLDI. Depending on the year, the crash deaths occurred most frequently in October or November.
Duration : 0:0:42
Collisions with Deer and Moose Spike This Holiday Season Fat
Posted by admin
Collisions with Deer and Moose Spike This Holiday Season Fatal Crashes Up 50% Since 2000 November is the peak month for vehicle-deer collisions, and a new analysis of insurance claims and federal crash data indicate the problem is growing. The Highway Loss Data Institute (HLDI), an affiliate of the Insurance Institute for Highway Safety (IIHS), recently examined insurance claims for animal strikes under comprehensive coverage month by month from January 2005 through April 2008. The main finding is that insurance claims for animal collisions are nearly 3 times higher during November than the typical month earlier in the year. For example, for every 1,000 insured vehicles 14 claims were filed in November 2007, compared with an average of 5 claims per 1,000 during January-September. Insurance claims usually don’t specify the animal involved, but other data show that deer are the main ones.
Most vehicle-animal collisions aren’t severe enough to injure people, but data from the federal government show that crash deaths are increasing. In 1993, 101 people died in crashes involving animals. By 2000, the number was 150, and in 2007 it was 223. The states with the largest number of total deaths are Texas with 227 deaths during 1993-2007, Wisconsin with 123, and Pennsylvania with 112.
Analyzing monthly data on fatal crashes of passenger vehicles and animals during the past 3 years, IIHS researchers found patterns similar to those reported by HLDI. Depending on the year, the crash deaths occurred most frequently in October or November.
Duration : 0:0:24
Donnie Wahlberg - Life Insurance Awareness Month 2008
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Hear musician and actor Donnie Wahlberg talk about how the loss of his sister and how it emotionally and financially impacted his family. He explains how everyone needs life insurance to protect them against life’s unknowns.
Duration : 0:2:18
Collisions with Deer and Moose Spike This Holiday Season Fat
Posted by admin
Collisions with Deer and Moose Spike This Holiday Season Fatal Crashes Up 50% Since 2000 November is the peak month for vehicle-deer collisions, and a new analysis of insurance claims and federal crash data indicate the problem is growing. The Highway Loss Data Institute (HLDI), an affiliate of the Insurance Institute for Highway Safety (IIHS), recently examined insurance claims for animal strikes under comprehensive coverage month by month from January 2005 through April 2008. The main finding is that insurance claims for animal collisions are nearly 3 times higher during November than the typical month earlier in the year. For example, for every 1,000 insured vehicles 14 claims were filed in November 2007, compared with an average of 5 claims per 1,000 during January-September. Insurance claims usually don’t specify the animal involved, but other data show that deer are the main ones.
Most vehicle-animal collisions aren’t severe enough to injure people, but data from the federal government show that crash deaths are increasing. In 1993, 101 people died in crashes involving animals. By 2000, the number was 150, and in 2007 it was 223. The states with the largest number of total deaths are Texas with 227 deaths during 1993-2007, Wisconsin with 123, and Pennsylvania with 112.
Analyzing monthly data on fatal crashes of passenger vehicles and animals during the past 3 years, IIHS researchers found patterns similar to those reported by HLDI. Depending on the year, the crash deaths occurred most frequently in October or November.
Duration : 0:1:10
Burglar & Fire Safes with “Dye the Safe Guy”
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Hi, Dye the Safe Guy here, Dye Hawley manager of SafeandVaultStore.com. Today we are going to be talking about Burglar Fire Safes. First the construction, the fire rating, the burglar ratings and finally the locks.
Burglar Fire Safes have different ratings. A standard B-Rated safe doesnt have a tag on it; its just an industry standard that says there is a ½ steel in the door, ¼ steel in the body. The next rating up is an Underwriters Laboratory rating called Residential Security Container. Look for the U.L. tag which states RSC or Residential Security Container rating.
A B-Rated safe simply means that the door is about 2 ½ thick, there is a ½ of solid steel in the door, and the body contains a combined metal thickness of around a ¼ of an inch. The bolts should be at least ¾ in diameter, and if you note here, all burglar fire safes up to TL-30 have an anchor hole so you can securely anchor the safe into concrete or wood floor.
The next level of burglar rating is a U.L. RSC. Look for the label on the safe either on the top of the door or inside, it will state very clearly U.L. RSC or Residential Security Container. You notice this door is a lot thicker, its somewhere around 3 3 ½ of thickness. The bolts are a little bit larger, say ¾ sometimes a 1 youll find and the body is much thicker, somewhere between 3 and 4 inches of thickness. The Residential Security Container rating means that this safe has been tested by the best safe crackers in the world, Underwriters Laboratory.
The next category of burglar fire safes is a high security burglar fire safe. These safes are on our website under high security burglar fire safes, where the previous are just located under just burglar fire safes. Notice the doors are 5 ½ thick, the bolts are 1 ½ in diameter, there is at least 1 ½ 2 of solid steel in this door and the total combined steel inside this safe can reach upwards of a ½ sometimes more. The other thing you want to look for on the door is that Underwriters Laboratory rating that says TL-15. TL-15 means that the safe has been tested at the very highest level. There are also higher levels called TL-30, TL-30 x 6, and TRTL. A high security burglar fire safe is really a jewelry class safe. What does that mean? It means that these safes are purchased by jewelry stores, banks and credit unions, and they get the largest insurance rating for the contents. A TL-15 typically you can insure the contents for upwards of $250,000, a TL-30 $400,000, and a TL-30 x 6 $500,000. The TRTL safes can be insured for content value up to in the millions of dollars. So, there is a huge different between a high security burglar fire safe with a TL-15 or higher rating and the other safes that we looked at previously.
The last thing to look for when finding a burglar fire safe is your fire rating. You want to make sure that you have at least a 1 hour fire rating to protect your valuable contents in the safe. Typically a B or C rated safe is going to have an hour to an hour and a half rating. Look for a label on the inside of the door as it is on this Mutual Rhino safe. On your higher end RSC rated safes; you will see a one hour fire label listed by Underwriters Laboratory. This is done as an Independent Lab. Finally on the high security burglar fire safes, most of them will be a 2 hour factory laboratory test. What this means simply is that the factory has a laboratory that certified the time of the fire test.
Finally consider the amount of size that you need for the contents. So when your looking for a burglar fire safe, these are smaller safes here with about 1 cubic foot of room on the inside which is 12 x 12 x 12. On our website there are sizes from the very smallest here to very very large. The last thing I want to say about burglar fire safes is, put a lot of thought into the total maximum value of what youre putting into it. Whether you go with a B or C rated safe as you see here. Keep it under about $20,000 in value or you go with the Residential Security safe here that is UL tested for burglar and fire. Keep that under $50,000 in value. Or, if you go over here to the high security burglar fire safes which start at $250,000 and go up into the millions. Keep in mind what youre putting into it and how long youre going to keep it there. And by all means anchor every safe you install in your home or business. Thats it for today, thanks again from Dye the Safe Guy.
Duration : 0:5:46
Teaching the Teens about Insurance Bills
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It’s still confusing! Yay!
Duration : 0:4:45
The Higher - Insurance?
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Extreme Thing 2007 VEGAS
Duration : 0:3:25
Can insurance companies grant health care for all
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More at http://therealnews.com/c.php?c=081001YT
n the second part of our interview with Deborah Burger, Deborah explains why nurses are supporting HR 676 as the solution to the health coverage problems of the US. Deborah explains how the inclusion of private insurance companies in the provision of health care has created the problems that the US has, that other countries do not. For this reason, Obama’s plan cannot resolve the problem as it does not remove the insurance companies from the picture.
Duration : 0:8:13